SRP Federal Credit Union



Our Loan Options		Our lending practices and attitudes exemplify the credit union philosophy of "People Helping People." We keep our loan rates as competitive and reasonable as possible. SRP FCU loans are calculated with simple interest, which means that you pay interest only on the outstanding loan balance.

Preapproval		Before you start shopping for that dream purchase, stop by or call the credit union and apply for a loan preapproval. Shop with confidence and convenience by having your loan paperwork complete. Once you have made your selection, simply fax a purchase order to your loan officer and your loan will be ready when you are.

Payment Plans		Payroll Deduction You may choose to have money deducted from your paycheck and applied directly to your loan. Automatic Transfer Payments may be transferred from your checking or savings account on a scheduled basis. Weekly, Bi-weekly, Semi-monthly and Monthly payment schedules can be set up. Monthly Cash Payments You may make your payments in person, by mail, or night depository at your nearest SRP Federal Credit Union location (the BTC Branch, the Broad Street Branch, and the Aiken Regional Medical Centers Branch are not equipped with night depositories). TYME Line Use our 24-hour, automated response system to transfer your payment with any touch-tone phone. PC TYME By using our Internet account access, you can transfer your payments 24 hours a day, 7 days a week, from the convenience of your home.

Credit Life Insurance		This insurance provides you with peace of mind knowing that in the event of your death, your loan with SRP Federal Credit Union will be paid in full. Credit Life Insurance may be purchased through the credit union in the amount of the loan. Your loan officer can assist with any questions concerning Credit Life Insurance. This service is made available by CUNA Mutual Insurance Group.

Credit Disability Insurance		We never know when an accident will happen. That's why Credit Disability Insurance is so important. It helps soften the blow if you lose income due to accident or disability by paying your credit union loan payments. Talk to your loan officer today about purchasing This service is made available by CUNA Mutual Insurance Group.

Member's Choice^TM AutoCare		AutoCare allows you to purchase an extended warranty policy on your new or used vehicle at the time of purchase.

NADA Price Guides		It's all the information you need to negotiate the cost of your next automobile. SRP Federal Credit Union makes the NADA Book and the Value Guide to Cars of Particular Interest available to you. NADA Guide

Loan-by-Phone		Loan-by-Phone is a quick and easy way to save you time when applying for a consumer loan. Simply call a loan representative and provide the information necessary to process your application. Your loan officer will review your application and contact you with a decision. After approval, all you have to do is stop by the branch of your choice and sign the paperwork. Back to Top