SRP Federal Credit Union



Our Loan Programs

Auto, Truck, Van, and Motorcycle Loans		Purchasing an automobile is one of the biggest decisions you make. We want you to get the best deal possible. Not only do we offer competitive rates and terms, we provide research materials to help you through the auto-buying process.

SRP Federal Credit Union Loan Advantages:		Qualified members select loan terms to fit their needs; Little or no down payment required on new vehicles; Simple interest financing; Convenient payment options by mail, by automatic debit, by payroll deduction, in person, or through PC TYME; Credit Life and Disability Insurance is available; Members Choice AutoCare available for new and used autos; No application or service fee; and Same day loan approval.

Recreational Vehicle Loans		SRP Federal Credit Union will also finance the following, either new or used: Boats, motors, and trailers; Jet Skis; Motorhomes; Travel Trailers; Campers, trailers, and shells; and ATVs.

Share, Share Certificate, Stocks, and Bonds Loans		Your share (savings) account, share (savings) certificates, stocks, or bonds secure these loans. Rates on these loans are very competitive.

Platinum Line of Credit		The Platinum Line of Credit is a personal line of credit with a variable rate, which is tied to the prime rate, and a fluctuating monthly payment. The Platinum Line of Credit is also an option for overdraft protection, where the funds are drawn on the Platinum Line of Credit rather than the savings account.

Collateral Loans		This type of loan is secured by the item purchased. Terms and rates depend on your needs and qualifications. Check our rates before you finance anywhere else. We believe our low rates will help you save money. We offer collateral loans for a wide variety of items, including the following: Farm and tractor equipment; Airplanes; Furniture and appliances; Lawn tractors and mowers; Utility trailers; and Computers.

Personal Loans		A personal loan is a loan established for a predetermined period of time with specific loan payments. The rate is fixed for the term of the loan. Term length depends on your needs and qualifications. This type of loan can be used for expenditures such as vacations, tuition, debt consolidation, weddings, and so forth.

Refinancing		If you find that our interest rates are lower than your rate at another financial institution, we'll be glad to refinance your loan from the other financial institution at the lower rate. The difference will save you money.

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