Selected Loan Rates
Accurate as of: August 01, 2008

Consumer Loans

Annual Percentage Rate (APR)+
New/Used Autos, Watercraft, Motorcycles, Motorhomes, Camper Trailers, Mobile Homes
5.50%  - 11.75%
New Farm Tractor
10.50% - 15.50%
New Furniture / Appliances
11.50% - 16.50%
Personal
14.00% - 18.00%
Platinum Line of Credit
Variable


VISA Credit Cards

Annual Percentage Rate (APR) Range+
Visa Classic
Visa Platinum


Mortgage Loans

Please call (803)202-4387 or
(800)237-9829, ext 4387
for more information.

+Your Annual Percentage Rate will depend on the Loan Term and your individual credit worthiness. Ask for specific rate.
 

**No Annual Fee. No Transaction Fees.

All rates are subject to change at any time without notice.



Truth-in-Savings Act
Rate Schedule



Accurate as of: August 5, 2008
Savings and Checking Accounts
Dividend Rate
Annual Percentage Yield
Minimum Opening Deposit
Dividend Period/Dividends Credited
Primary Savings Account
0.50 %
0.50 %
$25.00
*Par Value Membership share
Monthly
IRA Savings Account
0.50 %
0.50 %
 
Monthly
Savings II Account
0.50 %
0.50 %

Monthly
Frugal Freddie Club Acct
0.50 %
0.50 %
$25.00
*Par Value Membership share
Monthly
Christmas Club1,2 Account
0.05 %
0.05 %

Monthly
Checking Account
0.05 %
0.05 %
$10 or cost of checks
Monthly
Term Share / IRA Certificate Accounts
Dividend Rate
Annual Percentage Yield
Minimum Opening Deposit
Share Cert / IRA Cert Dividends Credited
7 Day2
0.90%
0.90%
$500
Maturity/Maturity
3 Months2
2.55%
2.57%
$500
Maturity/Monthly
6 Months2
3.00%
3.04%
$500
Maturity/Monthly
12 Months2
3.25%
3.30%
$500
Maturity/Monthly
18 Months2
3.25%
3.30%
$500
Monthly/Monthly
24 Months2
3.50%
3.56%
$500
Monthly/Monthly
36 Months2
3.75%
3.82%
$500
Monthly/Monthly
48 Months2
4.00%
4.07%
$500
Monthly/Monthly
60 Months2
4.25%
4.33%
$500
Monthly/Monthly

1Maturity date is October 31. The term varies depending on when the account is opened.
2A penalty will be imposed for early withdrawal. Share certificate rates are fixed for the term of the account. Share certificate amount, rates, and terms include IRA certificates.

Certain terms and restrictions apply. SRPFCU reserves the right to withdraw the Certificate Move-Up Option at any time. SRP Federal Credit Union is federally insured by the National Credit Union Administration up to $100,000 and is an equal housing lender. Please see your Member Service Representative for terms and conditions.


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