Accurate as of: November 01, 2009
Consumer Loans
| Loan Type | Annual Percentage Rate (APR)+ |
| New/Used Autos, Watercraft Motorcycles, Motorhomes, Camper Trailers, Mobile Homes | 4.75% - 12.00% |
| New Farm Tractor | 10.50% - 16.50% |
| New Furniture / Appliances | 11.50% - 17.50% |
| Personal | 14.00% - 18.00% |
| Platinum Line of Credit | Variable |
Mortgage Loans
Please call (803)202-4387 or (800)237-9829, ext 4387 for more information.
Accurate as of: November 01, 2009
Truth-in-Savings Act Rate Schedule
| Savings and Checking Accounts | Dividend Rate | Annual Percentage Yield | Minimum Opening Deposit | Dividend Period/Dividends Credited |
| Primary Savings Account | 0.25% | 0.25% | $25.00 *Par Value Membership share | Monthly |
| IRA Savings Account | 0.25% | 0.25% | | Monthly |
| Savings II Account | 0.25% | 0.25% | | Monthly |
| Frugal Freddie Club Acct | 0.25% | 0.25% | $25.00 *Par Value Membership share | Monthly |
| Christmas Club1,2 Account | 0.05% | 0.05% | | Monthly |
| Checking Account | 0.05% | 0.05% | $10 or cost of checks | Monthly |
Certificates
| Term Share / IRA Certificate Accounts | Dividend Rate | Annual Percentage Yield | Minimum Opening Deposit | Share Cert / IRA Cert Dividends Credited |
| 7 Day2 | .15% | .15% | $500 | Maturity/Maturity |
| 3 Months2 | 1.00% | 1.00% | $500 | Maturity/Monthly |
| 6 Months2 | 1.15% | 1.16% | $500 | Maturity/Monthly |
| 12 Months2 | 1.25% | 1.26% | $500 | Maturity/Monthly |
| 18 Months2 | 1.75% | 1.76% | $500 | Monthly/Monthly |
| 24 Months2 | 2.10% | 2.12% | $500 | Monthly/Monthly |
| 36 Months2 | 2.25% | 2.27% | $500 | Monthly/Monthly |
| 48 Months2 | 2.75% | 2.78% | $500 | Monthly/Monthly |
| 60 Months2 | 3.00% | 3.04% | $500 | Monthly/Monthly |
1Maturity date is October 31. The term varies depending on when the account is opened.
2A penalty will be imposed for early withdrawal. Share certificate rates are fixed for the term of the account. Share certificate amount, rates, and terms include IRA certificates.
Certain terms and restrictions apply.
SRPFCU reserves the right to withdraw the Certificate Move-Up Option at any time.
SRP Federal Credit Union is federally insured by the National Credit
Union Administration up to $100,000 and is an equal housing lender.
Please see your Member Service Representative for terms and conditions.
| 
