Home > August 1 2019 Changes

Changes Effective August 1, 2019

The SRP FCU Membership Agreement has been updated with the following changes and will be effective August 1, 2019:

  • Cellular Phone Contact Policy added.

  • Updates to Arbitration language.

  • Account Balances further defined and explained.

  • NSF Transactions, Overdrafts and Overdraft Protection Plans further explained.

  • Clarification in the Credit Union’s handling of Stop Payment Orders.

  • Updates to the Electronic Funds Transfer (EFT) Agreement and Disclosures.

  • Updates to The Availability of Funds You Deposit with the Credit Union.


Please note the following changes to the Fee Schedule will be effective August 1, 2019:

  • Automated Clearing House (ACH) Origination Fee of $ 5.00 will be imposed per transaction.

Also, please keep in mind that fees may be assessed with each item paid into overdraft and/or returned unpaid.  Multiple fees may be assessed per item, as applicable.


Click the links to view our current Membership Agreement and Fee Schedule.  If you would like a paper copy, please stop by any branch or contact us at (803) 278-4851 or (800) 237-9829.