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Auto Loan Rates

As of June 1, 2019

Loan Type Up to 36 Months
APR as low as*
37 - 48 Months
APR as low as*
49 - 60 Months
APR as low as*
61 - 72 Months
APR as low as*
73 - 84 Months
APR as low as*
New Vehicle (2017 or Newer) 3.24% 3.34% 3.79% 4.14% 4.84%
Used (2013 - 2016 Model) 3.69% 4.09% 4.29% 4.54% 5.39%
Used (2006 - 2012 Model) 4.19% 5.09% 6.39% NA NA
Collector's Classic (25 Years or Older Model) 3.99% 4.99% 6.24% NA NA

 

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*APR = Annual Percentage Rate

Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Minimum amount financed for 49-60 months is $10,000.
Minimum amount financed for 61-72 months is $15,000.
Minimum amount financed for 73-84 months is $25,000.

For model years 2017 or newer with greater than 48,000 miles see Used Auto Model Years 2013 - 2016 rates.

Additional terms and conditions apply for vehicles with mileage in excess of 100,000 miles.

Payment Example: Vehicle loan of $20,000 for 60 months at 2.99% APR will have a monthly payment of $360.

Fee Schedule