For Your Convenience
- ATM access
- Online access with SRP Online
- Business Bill Pay
- TYME Line, 24 hour audio response system
- Business Check Card
- Optional Overdraft Protection
- Night Depository Drops
Eligibility Requirements for Opening a Business Account
Under SRP Federal Credit Union's community charter guidelines, any business that is headquartered in Aiken, Allendale, Barnwell, or Edgefield in South Carolina or Burke, Columbia, Lincoln, McDuffie, or Richmond County in Georgia is eligible to open a Business Account.
Joining SRP Federal Credit Union
When you decide to join SRP Federal Credit Union, you will need proper documentation depending on your business ownership type.
|Limited Liability Company||
Incorporated Non-Profit Organization
Unincorporated Non-Profit Organization,
*Business Registration & Statement of Good Standing from Secretary of States Office can be found at:
Georgia - http://www.sos.state.ga.us/corporations | South Carolina - http://www.scsoc.com/Business_Filings
*For any business that is home-based please provide 3 forms of address verifications
Business Savings Accounts
When you open a savings account with SRP Federal Credit Union, you become a shareholder and owner of the credit union. The $0.01 deposit required to open a primary account buys your share.
Business Share Certificates
SRP Federal Credit Union offers a wide range of certificate options to suit the needs of your business. Your certificate will earn a competitive interest rate based on current market conditions and is federally insured by the NCUA. Certificates require a single minimum deposit and are automatically eligible for renewal at maturity.
Business Checking Accounts
SRP Federal Credit Union now offers you the convenience of handling all your personal and business accounts.
- Minimum deposit to open - $100.00
- Monthly maintenance fee - $5.00
- Monthly activity fees
- 250 Free debits processed monthly
(additional debits processed $0.50 each)
- 500 Free items deposited monthly
(additional items deposited $0.50 each)
Monthly maintenance and activity fees will be waived with a $5,000 account balance on the last business day of the month. With the convenience of free monthly E-Statements, Visa Check Card, and SRP Online for online access & Bill Pay, SRPs business checking accounts are working for you.
Resources for Members
Apply for EIN www.irs.gov
GA - Certificate of Good Standing www.sos.ga.gov
SC - Certificate of Good Standing https://businessfilings.sc.gov
SCORE www.score.org Free Small Business Advice
Greater Aiken Chamber of Commerce greateraiken.score.org
121 Richland Ave. East, Aiken, SC
803-641-1111 to schedule an appointment for counseling
Columbia County Chamber of Commerce columbiacountychamber.org
1000 Business Blvd. Evans, GA
706-651-0018 to schedule an appointment for counseling
SC Small Business Development Centers www.scsbdc.com
GA USA Small Business Resource Directory www.georgia.org/small-business/