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Business Accounts

Accounts Offered

Business Checking Accounts

Business Savings Accounts

Business Lending
 

For Your Convenience

  • ATM access
  • Online access with SRP Online
  • Business Bill Pay
  • TYME Line, 24 hour audio response system
  • Business Check Card
  • Optional Overdraft Protection
  • E-Statements
  • Night Depository Drops

Eligibility Requirements for Opening a Business Account

Under SRP Federal Credit Union's community charter guidelines, any business that is headquartered in Aiken, Allendale, Barnwell, or Edgefield in South Carolina or Columbia, McDuffie, or Richmond County in Georgia is eligible to open a Business Account.

Joining SRP Federal Credit Union

When you decide to join SRP Federal Credit Union, you will need proper documentation depending on your business ownership type.

Ownership Type Documentation
Sole Proprietorship

Proof of EIN/TIN from IRS (if applicable)
Tax Return (Schedule C) (if applicable)
Driver's License & SSN of All Signers
Business License/Proof of Business Address

Corporation

Proof of EIN/TIN from IRS
Articles of Incorporation & any Amendments
Bylaws
Driver's License & SSN of All Signers
Business License/Proof of Business Address

Limited Liability Company

Proof of EIN/TIN from IRS
Articles of Organization
Operating Agreement & any Amendments
Driver's License & SSN of All Signers
Business License/Proof of Business Address

Incorporated Non-Profit Organization
or Association

Proof of EIN/TIN from IRS
Articles of Incorporation & any Amendments
Bylaws
BOD Minutes Authorizing Membership in the CU & Signers
Driver's License & SSN of All Signers
Business License/Proof of Business Address

Unincorporated Non-Profit Organization,
Association or Lodge

Proof of EIN/TIN from IRS
Bylaws (if applicable)
BOD Minutes Authorizing Membership in the CU & Signers
Driver's License & SSN of All Signers
Business License/Proof of Business Address

Partnership

Proof of EIN from IRS
Partnership Agreement (to include names of partners and name of partnership who will have account access)
Amendments (if applicable)
Business License/Proof of Business Address

*Business Registration & Statement of Good Standing from Secretary of States Office can be found at:
Georgia - http://www.sos.state.ga.us/corporations |  South Carolina - http://www.scsoc.com/Business_Filings

Business Savings Accounts

When you open a savings account with SRP Federal Credit Union, you become a shareholder and owner of the credit union. The $0.01 deposit required to open a primary account buys your share.

Business Share Certificates

SRP Federal Credit Union offers a wide range of certificate options to suit the needs of your business. Your certificate will earn a competitive interest rate based on current market conditions and is federally insured by the NCUA. Certificates require a single minimum deposit and are automatically eligible for renewal at maturity.

Business Checking Accounts

SRP Federal Credit Union now offers you the convenience of handling all your personal and business accounts.

  •  Minimum deposit to open - $100.00
  •  Monthly maintenance fee - $5.00
  •  Monthly activity fees

    - 250 Free debits processed monthly
      (additional debits processed  $0.50 each)
    - 500 Free items deposited monthly
      (additional items deposited  $0.50 each)

Monthly maintenance and activity fees will be waived with a $5,000 account balance on the last business day of the month. With the convenience of free monthly E-Statements, Visa Check Card, and SRP Online for online access & Bill Pay, SRPs business checking accounts are working for you.