Certificates
As of August 1, 2017
| Term Share / IRA Certificate Accounts | Dividend Rate | APY | Minimum Opening Deposit | Share Cert / IRA Cert Dividends Credited |
|---|---|---|---|---|
| 6 Months | 0.01% | 0.01% | $500 | Maturity/Monthly |
| 12 Months | 0.10% | 0.10% | $500 | Maturity/Monthly |
| 18 Months | 0.10% | 0.10% | $500 | Monthly/Monthly |
| 24 Months | 0.20% | 0.20% | $500 | Monthly/Monthly |
| 36 Months | 0.30% | 0.30% | $500 | Monthly/Monthly |
| 48 Months | 0.80% | 0.80% | $500 | Monthly/Monthly |
| 60 Months | 1.10% | 1.11% | $500 | Monthly/Monthly |
| 7 Year Flex | 1.50% | 1.51% | $5,000 | Monthly/Monthly |
Annual Percentage Yield (APY) is accurate as of 8/1/17 - 8/31/17.
Penalties assessed for early withdrawal on term share accounts, which may reduce earnings.
7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.
Fees may reduce earnings.
