Certificates
As of July 1, 2020
| Term Share / IRA Certificate Accounts | Dividend Rate | APY | Minimum Opening Deposit | Share Cert / IRA Cert Dividends Credited |
|---|---|---|---|---|
| 12 Months | 0.20% | 0.20% | $500 | Maturity/Monthly |
| 24 Months | 0.40% | 0.40% | $500 | Monthly/Monthly |
| 30 Months | 0.55% | 0.55% | $500 | Monthly/Monthly |
| 36 Months | 0.70% | 0.70% | $500 | Monthly/Monthly |
| 48 Months | 0.75% | 0.75% | $500 | Monthly/Monthly |
| 60 Months | 1.00% | 1.00% | $500 | Monthly/Monthly |
| 7 Year Flex | 1.25% | 1.26% | $5,000 | Monthly/Monthly |
Open Certificate Through SRP Online
Annual Percentage Yield (APY) is accurate as of 7/1/20 - 7/31/20.
Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.
7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.
Fees may reduce earnings.
Terms and conditions subject to change without notice.
*The Annual Percentage Yield (APY) is 2.50% for the 9-month new money certificate offer and is available only to certificates opened with new money from another financial institution between January 2, 2020 and January 31, 2020. Certificates opened with funds currently held at SRP FCU are not eligible for this offer. Minimum deposit of $500. Penalties assessed for early withdrawal on certificates which may reduce earnings. SRP FCU reserves the right to modify, restrict, change, or terminate this offer at any time without notice. Membership required. Offer ends January 31, 2020. Federally insured by NCUA.
