Home > Your Credit Union > Rates > Certificates

Certificates

As of August 1, 2018

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
12 Months 0.40% 0.40% $500 Maturity/Monthly
18 Months 0.10% 0.10% $500 Monthly/Monthly
24 Months 0.60% 0.60% $500 Monthly/Monthly
30 Months 1.15% 1.16% $500 Monthly/Monthly
36 Months 1.50% 1.51% $500 Monthly/Monthly
48 Months 1.75% 1.76% $500 Monthly/Monthly
60 Months 2.00% 2.02% $500 Monthly/Monthly
7 Year Flex 2.25% 2.27% $5,000 Monthly/Monthly

 

Open Certificate Through SRP Online

Annual Percentage Yield (APY) is accurate as of 8/1/18 - 8/31/18.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

Fee Schedule