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Certificates

As of June 1, 2018

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
12 Months 0.10% 0.10% $500 Maturity/Monthly
18 Months 0.10% 0.10% $500 Monthly/Monthly
24 Months 0.20% 0.20% $500 Monthly/Monthly
30 Months 1.15% 1.16% $500 Montly/Monthly
36 Months 0.30% 0.30% $500 Monthly/Monthly
48 Months 0.80% 0.80% $500 Monthly/Monthly
54 Months* 3.48% 3.54% $500 Monthly/Monthly
60 Months 1.10% 1.11% $500 Monthly/Monthly
7 Year Flex 1.50% 1.51% $5,000 Monthly/Monthly

 

Annual Percentage Yield (APY) is accurate as of 6/1/18 - 6/30/18.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

*The Annual Percentage Yield (APY) is 3.54% for this 54-month certificate offer and is available only to new memberships opened between June 1, 2018 and June 30, 2018. Existing memberships on record as of June 1, 2018 are not eligible for this offer. Minimum deposit of $500. Penalties assessed for early withdrawal on certificates which may reduce earnings. SRP FCU reserves the right to modify, restrict, change, or terminate this offer at any time without notice. New membership required. Offer ends June 30, 2018. Visit any SRP location or visit srpfcu.org for further information. Federally insured by NCUA.

Fee Schedule

Open Certificate Through SRP Online