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Certificates

As of September 1, 2020

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
12 Months 0.20% 0.20% $500 Maturity/Monthly
24 Months 0.40% 0.40% $500 Monthly/Monthly
30 Months 0.55% 0.55% $500 Monthly/Monthly
36 Months 0.70% 0.70% $500 Monthly/Monthly
48 Months 0.75% 0.75% $500 Monthly/Monthly
60 Months 1.00% 1.00% $500 Monthly/Monthly
7 Year Flex 1.25% 1.26% $5,000 Monthly/Monthly

 

Open Certificate Through SRP Online

Annual Percentage Yield (APY) is accurate as of 9/1/20 - 9/30/20.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

*The Annual Percentage Yield (APY) is 2.50% for the 9-month new money certificate offer and is available only to certificates opened with new money from another financial institution between January 2, 2020 and January 31, 2020. Certificates opened with funds currently held at SRP FCU are not eligible for this offer. Minimum deposit of $500. Penalties assessed for early withdrawal on certificates which may reduce earnings. SRP FCU reserves the right to modify, restrict, change, or terminate this offer at any time without notice. Membership required. Offer ends January 31, 2020. Federally insured by NCUA.

Fee Schedule