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Certificates

As of November 1, 2022

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
3 Month 0.50% 0.50% $500 Maturity/Monthly
6 Month 0.75% 0.75% $500 Monthly/Monthly
12 Months 0.85% 0.85% $500 Maturity/Monthly
24 Months 1.10% 1.10% $500 Monthly/Monthly
30 Months 1.00% 1.00% $500 Monthly/Monthly
36 Months 1.00% 1.00% $500 Monthly/Monthly
48 Months 1.00% 1.00% $500 Monthly/Monthly
60 Months 1.00% 1.00% $500 Monthly/Monthly

 

Open Certificate Through SRP Online

Annual Percentage Yield (APY) is accurate as of 11/01/2022 - 11/30/2022.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

Certificates - Penalty for early withdrawal will equal 90 days of interest.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

Fee Schedule