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Certificates

As of November 1, 2017

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
6 Months 0.01% 0.01% $500 Maturity/Monthly
12 Months 0.10% 0.10% $500 Maturity/Monthly
18 Months 0.10% 0.10% $500 Monthly/Monthly
24 Months 0.20% 0.20% $500 Monthly/Monthly
36 Months 0.30% 0.30% $500 Monthly/Monthly
48 Months 0.80% 0.80% $500 Monthly/Monthly
60 Months 1.10% 1.11% $500 Monthly/Monthly
7 Year Flex 1.50% 1.51% $5,000 Monthly/Monthly

 

Annual Percentage Yield (APY) is accurate as of 11/1/17 - 11/30/17.

Penalties assessed for early withdrawal on term share accounts, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Fee Schedule