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Certificates

As of December 1, 2020

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
12 Months 0.20% 0.20% $500 Maturity/Monthly
24 Months 0.40% 0.40% $500 Monthly/Monthly
30 Months 0.55% 0.55% $500 Monthly/Monthly
36 Months 0.70% 0.70% $500 Monthly/Monthly
48 Months 0.75% 0.75% $500 Monthly/Monthly
60 Months 1.00% 1.00% $500 Monthly/Monthly
7 Year Flex 1.25% 1.26% $5,000 Monthly/Monthly

 

Open Certificate Through SRP Online

Annual Percentage Yield (APY) is accurate as of 12/01/2020 - 12/31/2020.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

Fee Schedule