Certificates
As of December 1, 2019
| Term Share / IRA Certificate Accounts | Dividend Rate | APY | Minimum Opening Deposit | Share Cert / IRA Cert Dividends Credited |
|---|---|---|---|---|
| 12 Months | 0.40% | 0.40% | $500 | Maturity/Monthly |
| 24 Months | 0.60% | 0.60% | $500 | Monthly/Monthly |
| 30 Months | 1.15% | 1.16% | $500 | Monthly/Monthly |
| 36 Months | 1.50% | 1.51% | $500 | Monthly/Monthly |
| 48 Months | 1.75% | 1.76% | $500 | Monthly/Monthly |
| 60 Months | 2.00% | 2.02% | $500 | Monthly/Monthly |
| 7 Year Flex | 2.25% | 2.27% | $5,000 | Monthly/Monthly |
Open Certificate Through SRP Online
Annual Percentage Yield (APY) is accurate as of 12/1/19 - 12/31/19.
Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.
7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.
Fees may reduce earnings.
Terms and conditions subject to change without notice.
