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Certificates

As of April 1, 2018

Term Share / IRA Certificate Accounts Dividend Rate APY Minimum Opening Deposit Share Cert / IRA Cert Dividends Credited
12 Months 0.10% 0.10% $500 Maturity/Monthly
18 Months 0.10% 0.10% $500 Monthly/Monthly
24 Months 0.20% 0.20% $500 Monthly/Monthly
30 Months 1.15% 1.16% $500 Montly/Monthly
36 Months 0.30% 0.30% $500 Monthly/Monthly
48 Months 0.80% 0.80% $500 Monthly/Monthly
60 Months 1.10% 1.11% $500 Monthly/Monthly
7 Year Flex 1.50% 1.51% $5,000 Monthly/Monthly

 

Annual Percentage Yield (APY) is accurate as of 4/1/18 - 4/30/18.

Penalties assessed for early withdrawal on term share certificates, which may reduce earnings.

7 Year Flex Certificate - 10 day window at the end of year 5 and 6 to adjust rate. Penalty for early withdrawal will equal 1 year's dividends.

Fees may reduce earnings.

Terms and conditions subject to change without notice.

Fee Schedule

Open Certificate Through SRP Online