Home > Products > Mortgages > Home Equity

Home Equity Loans

Right now may be the best time in years to get a Home Equity Line of Credit or Home Equity Fixed Rate/Fixed Term Loan.

And SRP Federal Credit Union is the best place to get it. Now with interest rates so low, what better time to add value to your house with a Home Equity loan that can be used for new additions, remodeling, or repairs. You can even use the money for college education, a new car, or that dream vacation. It's your money.

Home Equity Line of Credit (HELOC)

We offer variable rate equity lines of credit that allow you to borrow and repay multiple times.


  • Preapproved line of credit
  • Adjustable interest rate
  • Convenient ways to access your cash: by letter, phone, visiting a branch, SRP Online or by access checks
  • Interest paid may be tax deductible (see your tax advisor)
  • Up to 80% loan-to-value financing available.


Choose Loan OfficerApply Online

Home Equity Fixed Rate/Fixed Term

This is a closed-end, fixed rate/fixed term loan secured by the equity in your primary residence or vacation home. The funds can be used for a variety of purposes including debt consolidation, college tuition, home improvement or any other consumer purpose!

Apply Online

Loan terms and conditions are based on credit qualifications and approval. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Other restrictions may apply. NMLS number 612441. Equal Housing Lender.