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New and Used Auto Loans

Purchasing an automobile is one of the biggest decisions you make. We want you to get the best deal possible. Not only do we offer great rates everyday and flexible terms, we provide research materials to help you through the auto-buying process.

SRP Federal Credit Union Loan Advantages

  • Qualified members select loan terms to fit their needs;
  • Little or no down payment required on new vehicles;
  • Simple interest financing;
  • Convenient payment options by mail, by automatic debit, by payroll deduction, in person, or through SRP Online;
  • Credit Life and Disability Insurance along with Guaranteed Asset Protection (GAP) are available;
  • Route 66 Warranty available for new and used autos;
  • No application or service fee; and
  • Same day loan approval.
  • Call us at 803-278-4851 to apply for a loan over the phone with Anytime 24/7 Lending!


Our RatesAuto Calculators Apply Online

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Insurance Verification

You can verify your vehicle’s insurance with us right here.

Verify Insurance

Helpful Links


Payment Plans

Credit Life Insurance

Credit Disability Insurance

Guaranteed Asset Protection (GAP)

Route 66 Warranty

NADA Price Guides



Rates and qualifications may vary depending on individual credit history and other factors.  Refinancing restrictions apply.  Programs, rates, terms and conditions subject to change without notice.  Membership required.  Federally insured by NCUA.