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Personal Loan Rates

As of November 1, 2022

Personal Loan Rates Terms Minimum
As low as 9.04% APR* Up to 12 Months $250
As low as 10.04% APR* Up to 24 Months $1,000
As low as 11.04% APR* 25 - 36 Months $2,500
As low as 13.04% APR* 37 - 48 Months $3,500
As low as 15.04% APR* 49 - 60 Months $5,000

 

Personal Loan Flash Sale As of November 11, 2022

Personal Loan Rates Terms Minimum
As low as 6.99% APR* Up to 12 Months $250
As low as 7.99% APR* Up to 24 Months $1,000
As low as 8.99% APR* 25 - 36 Months $2,500
As low as 10.99% APR* 37 - 48 Months $3,500
As low as 12.99% APR* 49 - 60 Months $5,000

 

*The promoted 6.99% APR is effective as of November 11, 2022 and includes a 2.05% discount for qualifying personal loans. All loans subject to approval and actual rate may vary depending on individual's credit history and other factors. This promotion does not apply to existing SRP loans and excludes refinances. The highest reduction applied to a single personal loan through this promotion is 2.05%. Cannot be combined with additional promotions and discounts. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Promotion applies to applications for new personal loans received between November 11, 2022 – December 02, 2022. Membership required. Federally insured by NCUA.

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*APR = Annual Percentage Rate

Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Payment Example: Personal loan of $2,500 for 36 months at 11.99% APR will have a monthly payment of $84.

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