Auto Loan Rates

As of April 1, 2024

New Vehicle
New Vehicle

2022 or Newer

Up to 36 Months - As low as 5.74% APR*
37-48 Months - As low as 5.99% APR*
49-60 Months - As low as 6.49% APR*
61-72 Months - As low as 6.99% APR*
73-84 Months - As low as 7.54% APR*

Used (2018 - 2021)
Used

(2018 - 2021 Model)

Up to 36 Months - As low as 6.04% APR*
37-48 Months - As low as 6.44% APR*
49-60 Months - As low as 6.89% APR*
61-72 Months - As low as 7.29% APR*
73-84 Months - As low as 7.99% APR*

Used (2011 - 2017)
Used

(2011 - 2017 Model)

Up to 36 Months - As low as 6.54% APR*
37-48 Months - As low as 7.44% APR*
49-60 Months - As low as 8.99% APR*

Collector's Classic
Collector's Classic

(25 Years or Older Model)

Up to 36 Months - As low as 6.84% APR*
37-48 Months - As low as 7.84% APR*
49-60 Months - As low as 9.34% APR*

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Auto Calculators

*APR = Annual Percentage Rate. Rates may vary depending on individual's credit history and other factors. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Must be an SRP FCU member to obtain a loan.

Minimum amount financed for 49-60 months is $10,000.
Minimum amount financed for 61-72 months is $15,000.
Minimum amount financed for 73-84 months is $25,000.

For model years 2021 or newer with greater than 48,000 miles see Used Auto Model Years 2018 - 2021 rates.

Additional terms and conditions apply for vehicles with mileage in excess of 100,000 miles.

Payment Example: Vehicle loan of $20,000 for 60 months at 2.99% APR will have a monthly payment of $360.

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Fee schedule

1070 Edgefield Road North Augusta
South Carolina 29860

803-278-4851

Routing# 253278090
NMLS# 612441

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