Important Notice for Mortgage Applicants
Please note that we are currently experiencing an increase in applications and it is taking longer than normal to respond. We are working to process applications as quickly as possible and we appreciate your patience. Thank you!
There may never be a better time to get a loan.
Nor will you find a better place to get a mortgage loan. SRP Federal Credit Union has been making loans for more than 50 years, so if you're considering buying a home, we need to talk. With competitive rates, flexible terms and unparalleled service, you'll be in the home of your dreams in no time. The time is now and this is the loan you've been waiting for.
Schedule an appointment to learn more about how your hometown lender can help you get into the home of your dreams! Give us a call at 803-202-4387.
Types of Mortgages Offered
This mortgage provides you with the best terms, if you qualify. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA loan was designed to offer long-term financing to eligible American active duty military members and veterans.
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Minimum down payment with lenient qualifying.
A USDA home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.
Portfolio loans such as investment properties and acreage with non-standard qualifying.
A 10-year fixed mortgage loan that offers a lower rate, up to $750 credit towards closing, and in-house underwriting. Learn More
Adjustable Rate Mortgage (ARM) option offers a lower interest rate and is fixed for the first 5 years. Learn More