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Mortgage Loans

In the market for a new house, or already found your dream home?

SRP Federal Credit Union has been making loans for more than 50 years, so if you're considering buying a home, we need to talk. With competitive rates, flexible terms and unparalleled service, you'll be in the home of your dreams in no time.

Schedule an appointment to learn more about how your hometown lender can help you get into your new home. Give us a call at 803-202-4387.

Types of Mortgages Offered

Conventional

This mortgage provides you with the best terms, if you qualify. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

VA

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The VA loan was designed to offer long-term financing to eligible American active duty military members and veterans.

FHA

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Minimum down payment with lenient qualifying.

Non-Conforming

Portfolio loans such as investment properties and acreage with non-standard qualifying.

10-Year

A 10-year fixed mortgage loan that offers a lower rate, up to $750 credit towards closing, and in-house underwriting. Learn More

5/5 ARM

Adjustable Rate Mortgage (ARM) option offers a lower interest rate and is fixed for the first 5 years. Learn More

10/1 ARM Adjustable Rate Mortgage (ARM) option like our 5/5 ARM that offers a lower interest rate and is fixed for the first 10 years.

 

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